For the second time in 4 months I received an invitation to get one of these cards. I shredded the first one but am sending this one back. I wrote in large letters with a black sharpie that I have already defaulted on this card once and am sending the application back to them.
In fact, I believe this card is the one in collections with the judgement against me. They tried to garnish my wages but since I was released from my job the month prior there is no wage to garnish. Their next step will, of course, be to place a lien on my house.
Get in line behind the mortgage company and the property management it forms to the left.
Why would they offer me a card that I already defaulted on? Bizarre.